PCI DSS
Open Banking
KYC / AML
SOC 2 Type II

Fintech Software Development
21 Years BuildingPCI DSS-Compliant,API-First Systems

We build secure, scalable solutions for Banks, Lenders, and InsurTech Startups, ensuring compliance without sacrificing user experience.

The real challenges fintech engineering teams face

Navigating the intersection of compliance, legacy architecture, and scale isn't easy. Here is what stops most teams in their tracks.

Compliance moving faster than your dev team

PCI DSS 4.0, Open Banking mandates, GDPR — requires deep technical understanding.

KYC/AML without creating friction

Balancing compliance with seamless onboarding is both UX and architecture challenge.

Core banking integration is harder than it looks

Legacy systems, middleware complexity, and data mismatches delay delivery.

Scaling payment infrastructure under load

Systems behave differently at scale; early decisions become expensive later.

Regulatory and compliance expertise we bring

We design software architectures that meet strict regulatory frameworks out of the box, reducing your time-to-market.

Audited & Verified Architecture

PCI DSS 4.0

Secure payment architecture and cardholder data environment compliance.

Open Banking

PSD2 directives, OAuth flows, and robust API development for third-party access.

KYC / AML

Frictionless identity verification and ongoing transaction monitoring systems.

SOC 2 Type II

Security, availability, and processing integrity via continuous audit compliance.

Services tailored for fintech

From zero to one, or scaling an existing ecosystem, we provide specialized engineering capabilities.

Core Banking Integration

We connect disparate ledger systems and modern middleware for real-time syncing.

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Payment Gateway Development

Custom payment orchestrations capable of high-frequency transactional loads.

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KYC/AML Platform

Automated onboarding funnels backed by global identity verification services.

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Open Banking APIs

Developer-friendly endpoints designed for PSD2 compliance and seamless partner access.

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500+
METRICS

Fintech projects delivered

100%
METRICS

PCI DSS compliant systems

21
METRICS

Years of engineering experience

FINTECH LENDER INSURTECH

Scaling a Tier-1 NeoBank's core lending infrastructure by 400%

1
The Problem
Legacy monolith causing transaction timeouts during peak load. Compliance audits were failing due to fragmented data logging.
2
The Solution
Migrated to an event-driven microservices architecture using Apache Kafka and implemented automated SOC 2 reporting pipelines.
Measurable Outcome
Zero downtime during BFCM, 99.999% uptime SLA achieved, and passed PCI DSS 4.0 audit with zero findings.
Read the Full Case Study
admin.neobank.dev

DAILY VOLUME

$4.2M

+12%

LATENCY SLA

42ms

Optimal

Frequently Asked Questions

Everything you need to know about our enterprise fintech solutions.

Do you build to PCI DSS 4.0 standards?
Yes. We architect zero-trust data environments, implement end-to-end encryption, and segment cardholder data to minimize your audit scope. Our CI/CD pipelines include automated security scanning to ensure ongoing compliance.
How do you integrate with core banking platforms?
We have production integrations with FIS, Fiserv, Jack Henry, Mambu, and Thought Machine, plus open-banking aggregators. New cores are scoped during discovery.
How do you handle KYC/AML without hurting conversion?
Risk-based, layered checks: device + behavioral signals up front, document + liveness only when risk warrants it. Median onboarding stays under 2 minutes.
What does Open Banking compliance look like in practice?
PSD2 / FDX-aligned APIs with consent management, scoped tokens, full audit trail, and rotation policies. We map every endpoint to its compliance requirement.

Ready to build compliant fintech software?

Let's discuss your architecture, audit needs, and growth goals.

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How can we help?

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